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Has your borrowing power increased in 2025?
If you haven’t checked your borrowing power recently, it might be worth another look. A lot has happened in 2025, and your borrowing...

CIFB
2 days ago4 min read
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Two-thirds of borrowers could save by refinancing: report
Home owners hoping for rate relief in July may be disappointed, but it’s still possible to score a rate cut of your own by refinancing....

CIFB
Jul 102 min read
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Small deposit? 50,000 Home Guarantee Scheme spots just opened up
Growing a 20% deposit isn’t just challenging. It can be a (very) long slog. Fortunately, 50,000 new places in the popular 5% deposit Home...

CIFB
Jul 33 min read
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How to make an offer on a home
Finding the property that’s right for you and your budget is an exciting milestone! But what happens next? We explain how to make an...

CIFB
Jun 264 min read
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Welcome back! Home lending jumps as first home buyers return
Here’s some warming news for winter – first home buyers are making a welcome return to the property market. Several factors suggest the...

CIFB
Jun 193 min read
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Australian home price average tops $1 million
Property values nationally have passed a major milestone with the average home price pushing through the $1 million mark for the first...

CIFB
Jun 123 min read
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How you could boost your home’s value by $118,000 (and save on bills)
With winter temps falling, chances are your power bills will rise. This helps explain why buyers are willing to pay 14% extra for...

CIFB
Jun 53 min read
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Plot twist: home owners keep repayments on hold as rates fall
Despite two much-awaited rate cuts this year, plenty of Australian households are keeping their mortgage repayments on hold – and it...

CIFB
May 293 min read
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RBA cuts the cash rate for the second time this year to 3.85%
Australian borrowers have received another reprieve with the Reserve Bank of Australia (RBA) today cutting the cash rate by 25 basis...

CIFB
May 202 min read
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Fact or fiction: do property values double every 10 years?
It’s a common belief that real estate values double every decade. But is this true? New research reveals how much home values have...

CIFB
May 153 min read
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Albo re-elected: what’s on the board for home buyers and owners?
The votes have been cast and it’s clear Labor will hold the reins of federal government for another 3-year term. We look at what this may...

CIFB
May 83 min read
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Myth buster: do weekly repayments pay off an offset loan faster?
There’s a common misconception around offset account home loans that making loan repayments more frequently helps to pay off the balance...

CIFB
May 13 min read
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Could US tariffs be good news for Aussie home owners?
Tariff-triggered cuts to interest rates could be just around the corner, with Australian borrowers the likely winners if they come to...

CIFB
Apr 243 min read
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Election 2025: what’s on offer for first home buyers?
Australians will head to the polls on May 3, and with housing affordability shaping up as a key election issue, we unpack how the two...

CIFB
Apr 173 min read
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Home owners notch up gains of $230,000 in just 5 years
Did you know that the average home owner saw their property’s value rise $46,000 per year over the past five years? Today we’ll look at...

CIFB
Apr 102 min read
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Why 1-in-2 families are thinking of refinancing
The RBA may have swiped left on an April rate cut, but plenty of home owners are taking matters into their own hands by refinancing to...

CIFB
Apr 33 min read
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Sounds of silence: how traffic noise can impact property values
‘Close to public transport’ is often touted as a plus for home buyers. But new research shows just how much close proximity to a busy...

CIFB
Mar 273 min read
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5 fun (and budget-friendly) ideas for an Easter staycation
This Easter offers more than chocolate eggs and hot cross buns. It brings a rare mega-holiday, and if your budget doesn’t stretch to a...

CIFB
Mar 204 min read
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Low cost renos to help keep your home cosy this autumn
It’s been a long, hot summer, but the seasons are shifting and it’s time to prepare for the cooler months ahead. A few simple...

CIFB
Mar 133 min read
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Was that the shortest property downturn ever?
The so-called market ‘downturn’ we saw over the last few months was a blink-and-you-miss-it affair. Home prices are once again on the up....

CIFB
Mar 63 min read
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