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CIFB
6 days ago4 min read
Decisions decisions… Fixed-rate vs variable home loan rate
Amid growing expectations of rate cuts in 2025, sticking with a variable home loan rate can seem like a no-brainer. But not so fast....
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CIFB
Jan 93 min read
House, apartment or townhouse? The pros and cons of each
There’s much more to property in Australia than just houses or units. And if you’re in the market for a home or investment property, it...
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CIFB
Jan 23 min read
Three financial New Year’s resolutions to tackle 2025 head-on
How are your New Year’s resolutions coming along? If you’re like most people, they’re likely related to health, fitness or abstinence....
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CIFB
Dec 24, 20242 min read
Merry Christmas! And thanks for your support in 2024!
With the holiday season upon us, we’d like to express our heartfelt thanks to all our amazing clients for your trust and support...
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CIFB
Dec 19, 20243 min read
Have you refinanced recently? It could be time this summer break
If you haven’t looked into refinancing since the start of higher interest rates, it might be time to ask yourself ‘why not?’ New research...
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CIFB
Dec 12, 20243 min read
How did property prices go in 2024? And what’s tipped for 2025?
As we head towards the end of 2024, let’s take a look at how property markets performed over the last year – and discover what the...
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CIFB
Dec 5, 20244 min read
Thinking of buying a holiday home? Here’s what to weigh up
The coming weeks will see millions of Aussies enjoy a well-earned getaway, and for some, a memorable holiday will inspire plans to buy a...
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CIFB
Nov 28, 20243 min read
Thinking of installing a swimming pool for summer?
There are few better ways to beat the summer heat than floating in your very own pool. With a range of price points to choose from, a...
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CIFB
Nov 21, 20243 min read
Buying land to build on later: what you need to know
You’ve seen the perfect piece of land but you’re not quite ready to build. No problem – a land loan can be a handy finance solution....
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CIFB
Nov 14, 20243 min read
Do you really need a building inspection?
Your home is possibly the most valuable asset you will ever own. So it’s worth taking precautions to help ensure you buy a place that has...
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CIFB
Nov 7, 20243 min read
Can we expect the RBA to cut back rates this summer?
With just one RBA rate decision left for 2024, homeowners may be holding onto hopes of a summer cut. We look at when rates may start...
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CIFB
Oct 31, 20244 min read
How much does LMI really add to a home’s cost?
Saving for a 20% house deposit is like house training a wilful Labrador. It requires plenty of patience and persistence. Not your thing?...
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CIFB
Oct 24, 20243 min read
How to nail a home loan if you’re self-employed
It’s the great Australian dream for many: giving the 9-to-5 grind the flick and running your own show. But when it comes to taking out a...
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CIFB
Oct 17, 20243 min read
What’s going on with negative gearing?
Negative gearing is in the headlines again. But what is it all about, and could it affect you? We explain how negative gearing works, why...
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CIFB
Oct 10, 20244 min read
How long it takes to save a deposit (and how to fast-track it)
Planning to buy your first home? It takes (on average) about five to six years to save a deposit at present. But who’s got the patience...
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CIFB
Oct 3, 20243 min read
Could rate cuts mean house prices heat up again?
Thinking of holding off buying until interest rates fall? Wait until you see what could happen to home prices. Here’s why it could make...
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CIFB
Sep 26, 20242 min read
Why 9 out of 10 first-home buyers use a mortgage broker
Remember the first time you stepped into a gym? It’s unlikely you swaggered your way over to the free weights rack and started busting...
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CIFB
Sep 19, 20243 min read
TikTok vs talking to your broker? It’s no contest
TikTok and Instagram reels are fun, fast and free – but it’s important to be picky about whose content you’re viewing, especially if...
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CIFB
Sep 12, 20243 min read
Fixed rates tumble: a sign of things to come?
When will interest rates fall? It’s the question everyone is asking right now, and while speculation swirls about future rate cuts, the...
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CIFB
Sep 5, 20243 min read
The home loan feature 70% of new borrowers are hooked on
When it comes to home loan features we’re spoiled for choice. Even basic loans can come with a fisherman’s basket full of options. But...
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