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What’s your debt-to-income ratio? And why do lenders care about it?
New data from the lending watchdog reveals almost one in four new mortgages are risky. How are they deemed risky? Well, it’s got...

CIFB
Mar 17, 20223 min read


Flood victims can defer loan repayments for up to 3 months
Home and business owners impacted by the floods in New South Wales and Queensland can apply to their lender for a three-month loan...

CIFB
Mar 10, 20223 min read


Which two capital cities might have just hit their property price peak?
It’s a three-speed property market across the country right now, with two capital cities showing signs prices might’ve peaked, three...

CIFB
Mar 3, 20223 min read


Thought about buying an EV? Interest rates for them are dropping
It wasn’t long ago that the idea of buying an electric vehicle (EV) seemed like a bit of futuristic science-fiction. But with interest...

CIFB
Feb 24, 20223 min read


Where are tradies most in demand at the moment?
Keen to tackle a renovation project in 2022? You might have noticed that tradies are hard to pin down at the moment. So if you live in...

CIFB
Feb 24, 20223 min read


Fixed rates on the rise, as CommBank tips a June cash rate hike
Hold onto your hats, things are about to get a little bumpy. Economists from Australia’s biggest bank are predicting the Reserve Bank...

CIFB
Feb 17, 20223 min read


Flexibility emerges as a key priority for small business loans
What’s most important to you when selecting a lender to provide finance for your small business right now? Well, Australian small...

CIFB
Feb 10, 20222 min read


Why are houses becoming so much more expensive to build?
Construction costs just rose at the fastest annual pace since 2005. So why is it getting so expensive to build your own home? Today we’ll...

CIFB
Feb 10, 20223 min read


Which cities are expected to have the biggest price growth in 2022?
National property prices are predicted to rise by up to 9% in 2022, according to REA Group, but which cities are tipped to lead the way...

CIFB
Feb 3, 20223 min read


One in five young adults are saving to start their own business
Ever dreamed about telling your boss to “shove it” and starting up your own business? Well, there’s been a big jump in Millennials and...

CIFB
Jan 27, 20222 min read


Your suburb’s 2021 property report card is in
With all the talk of record-breaking property growth throughout 2021, do you know how exactly your suburb and property type performed?...

CIFB
Jan 27, 20222 min read


Borrowing soars: average loan up almost $100,000 in 12 months
How much do you need to borrow to buy a typical Australian home these days? Well, the average loan size has increased dramatically over...

CIFB
Jan 20, 20222 min read


What was Australia’s top-selling vehicle in 2021?
Some of us buy cars for work, others for play. So it’s no surprise that the top two cars in 2021 can do both. But which vehicle took the...

CIFB
Jan 13, 20223 min read


Homeowners nearly four years ahead on their mortgage repayments
Australian homeowners are loading up their offset accounts in record amounts, so much so that the average household is now almost four...

CIFB
Jan 13, 20223 min read


2022 forecast: places where housing prices aren’t slowing down
National housing values grew 22.1% in 2021, and there are two capital cities and one region in particular that are not ready to slow down...

CIFB
Jan 6, 20223 min read


Three (financial) New Year’s resolution ideas
Cut calories, increase your steps, abstain from alcohol: each year we set ourselves some pretty lofty New Year’s resolutions, most of...

CIFB
Dec 30, 20213 min read


Season’s greetings! Here’s to a prosperous 2022!
To all our terrific clients: thank you for your ongoing support and for being such wonderful, loyal clients. We are always so...

CIFB
Dec 23, 20211 min read


Up to 4,600 first home buyer guarantees back up for grabs
Want to buy your first home with a deposit of just 5% and pay no lenders’ mortgage insurance? You could be in luck – the federal...

CIFB
Dec 16, 20213 min read


How many SMEs find it difficult to repay business loans?
Ever thought about taking out a loan for your business but hesitated because you were worried about meeting your repayments? Don’t worry,...

CIFB
Dec 9, 20212 min read


Don’t drown in Buy Now Pay Later debt this Christmas
Christmas is fast approaching and there’s a good chance you’ve started turning your attention to gifts for family and friends. But be...

CIFB
Dec 9, 20213 min read
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