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RBA cuts the cash rate for the first time since 2020
Finally, a long-awaited reprieve for borrowers. The Reserve Bank of Australia has today cut the cash rate by 25 basis points to 4.10%....

CIFB
Feb 183 min read
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The scheme that’s helped 193,000 Aussies buy a first home
If you’re in the market for a first home, there’s one scheme you should know about. It’s called the Home Guarantee Scheme, and it could...

CIFB
Feb 133 min read
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What happens to my home loan if interest rates fall?
Great news for home owners – plenty of economists are tipping an RBA rate cut for February. Assuming it happens, once the celebrations...

CIFB
Feb 63 min read
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The top 5 location turn-offs for Aussie home buyers
Ever spotted a bargain property and then thought to yourself: ‘What’s the catch?’ Well, more often than not there’s a good reason behind...

CIFB
Jan 303 min read
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How to finance your 2025 home renovation
Bathroom blitz? Kitchen kit out? Or perhaps some landscaping love might be on your house upgrade wishlist for 2025? If so, it’s worth...

CIFB
Jan 233 min read
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Decisions decisions… Fixed-rate vs variable home loan rate
Amid growing expectations of rate cuts in 2025, sticking with a variable home loan rate can seem like a no-brainer. But not so fast....

CIFB
Jan 164 min read
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House, apartment or townhouse? The pros and cons of each
There’s much more to property in Australia than just houses or units. And if you’re in the market for a home or investment property, it...

CIFB
Jan 93 min read
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Three financial New Year’s resolutions to tackle 2025 head-on
How are your New Year’s resolutions coming along? If you’re like most people, they’re likely related to health, fitness or abstinence....

CIFB
Jan 23 min read
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Merry Christmas! And thanks for your support in 2024!
With the holiday season upon us, we’d like to express our heartfelt thanks to all our amazing clients for your trust and support...

CIFB
Dec 24, 20242 min read
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Have you refinanced recently? It could be time this summer break
If you haven’t looked into refinancing since the start of higher interest rates, it might be time to ask yourself ‘why not?’ New research...

CIFB
Dec 19, 20243 min read
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How did property prices go in 2024? And what’s tipped for 2025?
As we head towards the end of 2024, let’s take a look at how property markets performed over the last year – and discover what the...

CIFB
Dec 12, 20243 min read
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Thinking of buying a holiday home? Here’s what to weigh up
The coming weeks will see millions of Aussies enjoy a well-earned getaway, and for some, a memorable holiday will inspire plans to buy a...

CIFB
Dec 5, 20244 min read
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Thinking of installing a swimming pool for summer?
There are few better ways to beat the summer heat than floating in your very own pool. With a range of price points to choose from, a...

CIFB
Nov 28, 20243 min read
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Buying land to build on later: what you need to know
You’ve seen the perfect piece of land but you’re not quite ready to build. No problem – a land loan can be a handy finance solution....

CIFB
Nov 21, 20243 min read
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Do you really need a building inspection?
Your home is possibly the most valuable asset you will ever own. So it’s worth taking precautions to help ensure you buy a place that has...

CIFB
Nov 14, 20243 min read
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Can we expect the RBA to cut back rates this summer?
With just one RBA rate decision left for 2024, homeowners may be holding onto hopes of a summer cut. We look at when rates may start...

CIFB
Nov 7, 20243 min read
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How much does LMI really add to a home’s cost?
Saving for a 20% house deposit is like house training a wilful Labrador. It requires plenty of patience and persistence. Not your thing?...

CIFB
Oct 31, 20244 min read
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How to nail a home loan if you’re self-employed
It’s the great Australian dream for many: giving the 9-to-5 grind the flick and running your own show. But when it comes to taking out a...

CIFB
Oct 24, 20243 min read
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What’s going on with negative gearing?
Negative gearing is in the headlines again. But what is it all about, and could it affect you? We explain how negative gearing works, why...

CIFB
Oct 17, 20243 min read
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How long it takes to save a deposit (and how to fast-track it)
Planning to buy your first home? It takes (on average) about five to six years to save a deposit at present. But who’s got the patience...

CIFB
Oct 10, 20244 min read
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